If you are inquiring about a mortgage loan, Metro 1st Mortgage makes it easy. Here's how it works:
First, you will need to complete a loan application. You can complete your application one of three ways:
- Fill out the quick and easy on-line application by clicking here
- Contact a Metro 1st Mortgage professional to apply by phone at 554.4663
- Apply in person by calling 554.4663 to set up an appointment
Your personal Metro 1st Mortgage professional will analyze your specific situation to help you achieve your financial goals. At this time, you will need to provide some documentation to us. See What You’ll Need To Apply for a complete list.
Once initial documents and disclosures have been provided, your loan will be submitted to Loan Processing, and reviewed by an Underwriter. Underwriting is the detailed process of analyzing the application and documentation need to close your loan.
Additional documentation may be requested during the Underwriting process. Typically, this consists of items such as appraisal, title work, employment verifications, etc. Once this documentation has been reviewed and approved, Final Loan Approval will be issued.
Now you are ready to close your loan! Your Loan Officer or Loan Processor will contact you to set up closing. At closing you will sign final loan paperwork, and your loan will be complete. Typically, mortgage loans are closed within 30 days of application.
